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Racial and gender discrimination in the micro firms credit market?: Evidence from Trinidad and Tobago
journal contribution
posted on 2023-06-08, 00:29 authored by David StoreyThis paper examines the Market for loans from banks to micro- and small enterprises in Trinidad and Tobago. It tests for the presence of racial and gender discrimination. It takes the reported refusal to grant loans to groups, when all other indicators of credit-worthiness are taken into account, as evidence of discrimination. The paper distinguishes between Application and Denial Rates. It finds that, once all other indicators of credit-worthiness are taken into account, neither Application nor Denial rates differ significantly by gender. Reported Denial rates are, however, higher for Africans compared with other ethnic groups, implying the possible presence of discrimination
History
Publication status
- Published
Journal
Small Business EconomicsISSN
0921898XPublisher
SpringerExternal DOI
Issue
5Volume
23Page range
401-422Department affiliated with
- Business and Management Publications
Full text available
- No
Peer reviewed?
- Yes
Legacy Posted Date
2012-02-06Usage metrics
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